Ingabe ihlelo lemali kazwelonke lihle noma libi?

Ngenxa yokungabi nolwazi lwezimiso eziningi zezomnotho, inani elikhulu labantu lidala ukwesaba lapho bezwa, isibonelo, umqondo onjengehlelo. Isibonelo, abanye bakholelwa ukuthi ukuboleka kuzuzisa ngalesi sikhathi, kanti abanye balungiselela ukulimaza isimo ezweni. Kubalulekile ukuqonda ukuthi leli gama lisho ukuthini, futhi yiziphi izinguquko ezishoyo.

Iyini ihlelo?

Umqondo wezomnotho owethulwe kusho ukufeza izinguquko zemali lapho amabhange asekudala asetshenziselwa khona ama-new ones nehlelo elincane. Uma ukusho ngolimi olucacile, i-denomination ukususwa kwe-zeros ezimbalwa kusuka kumanothi. Inqubo yenzelwa ukuqeda amanothi ekheshi esele. Isimo sinquma ukukhipha imali ehlelelwe ukuze kuqiniswe uhlelo lwezimali futhi kuqinise izinga lokukhula kwamandla okukhula ngokushesha.

Ezimweni eziningi, ukuguqulwa okunjalo kwemali kuthatha iminyaka eminingana. Ukuhlala kuleli zwe kusetshenziselwa imali endala nemisha, kuyilapho izikhungo zezezimali zihoxisa kancane kancane amabhange omdala avela ekusakazweni. Uma uhulumeni enquma ukufaka imali ngesikhathi esifushane, umphakathi umemezelwa ukushintshanisa ama-banknotes endala kumabhange, futhi ukushintshwa kwama-akhawunti kwenziwa ngokuzenzakalelayo.

Idemoni lihle noma libi

Uma sibheka izinhlangothi ezinhle zezwe, kodwa zibonakala futhi zibalulekile, ngakho-ke, isimo sishabalalisa isidingo sokwenziwa okungeziwe kwezingqikithi zebhange, futhi izimali zegolide nezangaphandle zizohlinzeka ngokusekelwa okukhulu kwindleko ezokhula. Kubantu abavamile, i-denomination ayinayo inzuzo, ngoba hhayi amanani kuphela kodwa futhi imali iyokwehla.

Ngesikhathi esifanayo, kunamaphuzu amaningana mayelana nokuthi yini le nhlangano embi. Ukuze uqalise le nqubo, kuzodingeka ushintshe imali endala ngemisha, wenze izinguquko ezibalweni, uhlele kabusha imishini, ushintshe amathegi wamanani ezitolo, futhi ulungise ezinye izinqubo. Kumele kuqashelwe ukuthi yonke le miphumela emibi ingokwemvelo yesikhathi esifushane futhi, uma iqhathaniswa nomphumela ongenakwenzeka, ayinto encane.

Inkolo nokulinganisa - umehluko

Umnotho usebenzisa amagama amaningi ahlukene anokubiza okufanayo, kodwa ngesikhathi esifanayo ahluke ngencazelo. Lokhu kuvela futhi uma kuqhathaniswa nemibono enjalo njengehlelo kanye nokuhlaziywa. Uma incazelo yesikhathi sokuqala isicacile kakhulu, ke ukuhlaziywa kusho ukuhlaziywa okusemthethweni kwemali kazwelonke, okungukuthi, izinga lokushintshaniswa nezimali zangaphandle liyancipha. Lokhu kungenxa yesimo esingenakwenzeka ezweni, ukwehla kwe-GDP, inani lempahla engeniswa emakethe kanye namandla okuthenga.

Kungani sidinga ihlelo?

Kunezinhloso eziningana eziyisisekelo sehlelo:

  1. Isizathu esiyinhloko senqubo ukuthi kube lula ukubala. Imali ngaphambi kwenhlangano inama-zero amaningi, ngakho-ke kunzima kakhulu ukuhlanganisa nokukhipha.
  2. Kunciphisa ukusetshenziswa kukahulumeni emkhathini . Kuyinto elula kakhulu, amahlelo amaningi amasonto, okunye okudingeka abashicilele, futhi lokhu kusebenza kokubili okukhulu nokuncane okushintsha imali.
  3. Ihlelo lemali kazwelonke lisiza ekutholeni izimali ezifihlekile. Lokhu kwenzeka ngesikhathi sokushintshaniswa kwezikweletu ezindala kubantu abasha.
  4. Ikhuthaza ukuqiniswa kwemali kazwelonke, ngoba inqubo iholela ekuqhumeni kwemali ye-inflation, isusa imali eyengeziwe ngokwezimali futhi yandisa ukuqiniswa kwempahla.

Inkolo enkolo

Kusukela embonweni ongokwenkolo, leli gama lisetshenziselwa ukuchaza inhlangano yenkolo ebuKristwini, okuthatha isikhundla esiphakathi maqondana nehlelo kanye nesonto. Amahlelo yobuKristu ahlonishwa ezinye izinkolo futhi aqotho emigudeni ehlukene. Kunamagatsha amaningi agcizelela izimfundiso ezahlukene, kodwa ezimweni eziningi amasonto amane ahlinzeke ngezindlela ezahlukene zokukhulekela ukufanisa izintandokazi ezahlukene zamakholwa.

Kukhona abantu abakholelwa ukuthi ubuKristu bungaphezu kwamabandla, kodwa empeleni akunjalo. Okubalulekile ukuthi abantu abakholwayo kufanele bahlangane ngezikhathi eziyisisekelo ezihlobene nenkolo, kodwa ngaphandle kwalokhu bangakhetha izici zokukhulekela kanye nezinye izinto ezibucayi emiphakathini ethile. Konke lokhu kuchaza ukuba khona kwenani elikhulu lamahlelo angamaKristu.