Wonke umuntu wesifazane ogijima umndeni uqala ngokuyinhloko u-economist kanye ne-akhawuntiant. Udinga ukucabangela izinto ezincane ezincane, zizithenge lapho, zivuselele, zilungiselele ukulungiswa kokulungiswa, futhi ukhohlwe ngawe. Futhi ngokuvamile kufanele usindise, ngezinye izikhathi ngisho nasezintweni ezibaluleke kakhulu. Ukuhlela kahle uhlelo lwesabelomali nokulondoloza imali yisayensi yonke enemigomo nemithetho yayo. Ukusindisa ngokufanele kunomthelela ekuqoqweni kwezimali ezidingekayo ekusimeni kwezezimali nokuchuma kwempahla. Kodwa ukugcinwa okungenangqondo kungaholela emiphumeleni ehlukile.
Siphendukela ezinconyweni ezithile
Yini engadingekile ukusindisa? Yini ongayithola futhi kufanele uyenze, ngisho noma isabelomali sinjalo, sinciphise kakhulu? Abantu abaye bazuza ukuchuma kwezezimali bayelulekwa ukuba balandele izincomo ezilandelayo zokulondoloza ngempumelelo:
- akufanele neze usindise ngempilo. Kungcono ukutshala izimali zokuvimbela kunokuchitha imali eningi ekwelapheni. Ukutshela udokotela ongabizi ngegama elingathandeki kuyoba kubi kakhulu kunokubonisana nochwepheshe wangempela. Uma uzizwa ungahambi kahle, khona-ke ngokushesha usungula imbangela, futhi uphulukise lesi sifo ekuqaleni kungabiza kakhulu kunalokho kamuva ukwelapha izifo ezingelapheki eziye zahlala zingapheli.
- akudingekile ukusindisa ngokudla okunempilo. Ungenqaba ukudla imikhiqizo eyimikhiqizo emibi kanye nemikhiqizo eyingozi, kepha etafuleni kumele kube imifino kanye nezithelo, ubisi nemikhiqizo yobisi omuncu. Ungagcina ama-vitamin amalungiselelo, kepha imithombo yamavithamini "ephilayo" kufanele ihlale ikhona.
- ungalondolozi ngezingubo nezicathulo. IsiNgisi sithi: "Asizuzi kakhulu ukuthenga izicathulo ezishibhile." Futhi kuyiqiniso. Izingubo ezifanelekayo ziyabiza kakhulu, kodwa zizohlala isikhathi eside. Futhi, ngaphezu kwalokho, izingubo ezibizayo zidala isimo sengqondo esifanele sokuphumelela nokuchuma.
- akudingekile ukusindisa kuma-cosmetics. Izimonyo ezingabizi ngokuvamile ziqukethe izingozi zezingxenye zezempilo, zibangele ukuguga kwesikhumba esheshayo, ukucasuka nokuphendula okwenziwe. Kodwa, intengo ephakeme akuyona isiqinisekiso semfanelo. Kungcono ukusebenzisa amafemu aqinisekisiwe anedumela elide elide.
- kumathoyizi wezingane, futhi, angeke alondolozwe, ngoba lokhu, okokuqala, kubalulekile empilweni yabo. Kungcono ukuthenga amathoyizi ambalwa, kodwa kufanele kwenziwe ngekhwalithi nezinto eziphephile.
- lapho uthenga imishini yasendlini akufanele ulondoloze ngekhwalithi. Kungabiza ukuthenga izinto ezibizayo ezizohlala iminyaka eminingi kunokuthenga noma ukulungisa imishini eshibhile ngaso sonke isikhathi.
- akudingekile ukusindisa ekuphumuleni kwezempilo. Ukuphumula okugcwele kukhuthaza ukuthuthukiswa kwemisebenzi yengqondo, kunciphisa ukucindezeleka nokucindezeleka. Ungagcina imali ngokukhetha indawo yokuphumula. Akudingekile ukuba uchithe iholide esiteshini esibi kakhulu, izinkampani eziningi zinesimiso sezaphulelo, ngokuvamile esabelwe amasheya. Futhi ungakwazi nje ukuhamba nomndeni wonke endaweni, ngisho eduze kwedolobha. Kunoma ikuphi, iholidi elinjalo lizokwenza okuhle.
- ungalondolozi ngokuzihlola. Uma uzizwa unesithakazelo kohlobo oluthile lomsebenzi, khona-ke udinga ukusebenzisa yonke imithombo etholakalayo yokuqeqeshwa.
- futhi okubaluleke kakhulu ukulawulwa kokulondoloza - awukwazi ukulondoloza ngekhwalithi, kodwa cishe njalo ungagcina ngobuningi.
Ngaphezu kwalokho, abacebisi bezezimali bayeluleka, ngaphambi kokuba baqale ukuqoqa izimali, bahlale bebeka umgomo ocacile. Londoloza futhi ulondoloze imali "usuku oluluhlaza" alukwazi, futhi alukhuthazwa ukuba luqoqe izimali ngokungenakulinganiswa.
Ngendlela efanele, ukulondoloza imali kuzokuvumela ukuthi uthenge izinto ezibalulekile futhi ezidingekile, futhi ngokuhamba kwesikhathi, usize ekufinyeleleni ukuzimela kwezezimali.