Ngaphambi kokuba uqale ibhizinisi lakho, wonke umuntu webhizinisi ozayo ngeke akhathazeke ukufunda, kodwa kungcono ukutadisha ngokugcwele ukuphathwa kwezimali. Yimiphi imigomo yokuphathwa kwezimali futhi yimiphi imisebenzi yokuphathwa kwezimali - ake sizame ukuyihlola.
Kuyini ukuphathwa kwezezimali?
Yonke imenenja kufanele yazi ukuthi ukuphathwa kwezimali kuyisethi yamasu namathuluzi athile abasebenzisayo abasebenzisa ukwandisa inzuzo nokunciphisa ubungozi bokungabikho. Umsebenzi walo oyinhloko ukuthola inzuzo enkulu kakhulu emisebenzini yendaba ngaleyo nzuzo yabanikazi bayo. Kuyinto evamile ukubheka imisebenzi esemqoka yokuphathwa kwezimali:
- ukuhlela kwangaphakathi kwezimali;
- ukulinganisa isimo somali;
- ukulawulwa kwezimpahla zamanje, ukwedlulela;
- ukuphathwa kwamaphothifoliyo wokutshala izimali, isakhiwo semali;
- isiphetho sezinkontileka ngezikhungo zebhange, izimali kanye nokuhwebelana.
Ukuphathwa kwezimali okuhlelekile
Yazi izinto eziyisisekelo zokwakha ibhizinisi akwanele. Imininingwane idlala indima ebalulekile lapha. Ungathola umphumela ophezulu, ucabangele yonke imininingwane futhi udale uhlelo lokukhonkolo lwezenzo zesikhathi esizayo. Ukulawula yonke inqubo kubalulekile kuzo zonke izinhlelo zebhizinisi . Ukuphathwa kwezimali zokutshalwa kwezimali kuyindlela yokuphathwa kwezimali, okuthi:
- ukukhetha izindlela zokuthatha izinqumo zokutshala izimali;
- ukuhlolwa kwempahla yephrojekthi;
- ukukhethwa kwendlela eyamukelekayo kakhulu yokutshala izimali;
- ukuqiniseka ngemithombo yokutshalwa kwemali;
Hlola utshalomali ngenxa yezinqubo ezahlukene. Kuyavunywa ukuthi izimali zinenzuzo uma:
- izindleko ezengeziwe;
- ukubuya utshalomali kudlule ukwehla kwamandla emali;
- inzuzo yeprojekthi ethile inkulu kunaleyo.
Kubaluleke ngempela ukubheka into enjalo njengesikhathi, ngoba ngokuhamba kwesikhathi, inani lemali lingancipha, futhi isikhathi eside sokutshala izimali, isikhathi esiningi. Ngenxa yalesi sizathu, lezo zindlela zivame ukusetshenziswa:
- izimali zokuhola;
- Ukwehlisa isamba semali;
- izindlela zokunciphisa ingozi yempahla engenzeka.
Iyini isisekelo sokulawulwa kwegolide kwezokuphathwa kwezimali?
Ukuhambisana nemithetho esemqoka embonini ngayinye kuholela emiphumeleni engcono. Ibhizinisi lakho akuyona into ehlukile. Abaphathi abaningi nalabo abafisa ukubamba ihhovisi eliphezulu baqaphela ukulawulwa kwegolide kokuphathwa kwezimali. Abanye ochwepheshe kule nsimu baqinisekisa ukuthi ayikho eyodwa, kodwa okungenani ama-postulates amahlanu. Ukunamathela kubo, ungakwazi ukufeza impumelelo futhi uzibikezele njengomuntu oyisiphakamiso nesincintisana esinamandla. Kunemithetho emihlanu yabaqondisi:
- Ngeke kwenzeke ukuthi uphumelele ngaphandle kokusebenzisa ukuphathwa kwezimali okuqinile . Iningi lehluleka ebhizinisini yimbangela yokuphathwa okubi, futhi lezi zimali ezinganele, nezikweleti, nokungafaneleki kwezindleko kanye nemali engenayo.
- Awukwazi ukulawula okungenakulinganiswa . Nakuba intuition ivame ukusiza emsebenzini wayo, kubaluleke kakhulu ukukala ukusebenza, ngakho-ke kuyadingeka ukuba uzinqume ukuthi yini okufanele uyenze.
- Kubalulekile ukulalela izimbangela nemiphumela yazo . Ukulinganisa umphumela wokugcina akwanele.
- Njengoba konke kuhlobene, kunengqondo ukuqhathanisa nokuqhathanisa . Lokhu kuyadingeka ukuze uthole imiphumela engcono. Ukuthi inzuzo iye yanda, ibhizinisi kufanele likhule.
- Ungesabi ubunzima . Esinye sezizathu zokuhluleka komsebenzi webhizinisi kungenzeka kube isimo lapho ukuphathwa kubonakala kunzima kakhulu futhi kunzima.
Izinhlobo zokuphathwa kwezezimali
Yamukelwa ukuhlukanisa izinhlobo ezinjalo zokuphatha:
- Ukuphathwa okuhlukumezayo kuhilela ukufeza imigomo ngesikhathi esifushane kakhulu kanye nokusetshenziswa okuphezulu kwemithombo ebolekiwe. Ngesikhathi esifanayo, izingozi zizophakama ngempela.
- I-Conservative iyinto ephikisana nolaka. Lapha umgomo oyinhloko ukuqinisekisa ukuzinza kwentuthuko yenkampani. Kulesi simo, izingozi ngeke zibe zincane.
- Okulinganiselwe kungabizwa ngokuthi kukhona ukuhlukumeza okunengqondo phakathi kokuzimelela nokuhlukumeza. Inhloso eyinhloko yomhlahlandlela onjalo ukuqinisekisa isidingo semithombo yezimali kanye nokwakhiwa kwemithombo yomshuwalense.
Imigomo kanye nezinhloso zokuphathwa kwezimali
Izinhloso zalabaphathi zihlobene ngokuqondile nalezo zinto eziqhutshwa ngendaba ethile. Kuyinto evamile ukukhipha ukukhuliswa kwemanani emakethe yebhizinisi. Imisebenzi yokuphathwa kwezimali kanje:
- Ukwenza inani elidingekile lezinsiza ngokuhambisana nezinjongo zentuthuko yenkampani.
- Ukulungiswa nokuhlelwa kabusha kwesakhiwo samanje nempahla yesimali.
- Ukuthuthukisa izinga lezingozi zempahla.
- Ukuthola kokubili amafomu nezindlela zokufinyelela ukulingana, imiphumela ebalulekile yenkomba yenqubo yokuthuthukiswa.
- Ukwenza ngcono izinqumo ohlelweni lwemali;
- Ukuthuthukiswa kwezibalo.
- Ukulawula isimo nokusebenza kahle kokusebenzisa imithombo.
- Sebenzisa esithombeni senkampani.
Izimiso zokuphathwa kwezimali
Abaphathi benkampani bangaba ezingeni eliphakeme, kodwa lokhu kubalulekile ukulandela imithetho ethile. Izimiso eziyisisekelo zokuphathwa kwezimali:
- ukuzimisela emisebenzini yokuthuthukisa amasu;
- Ukuhlanganiswa nesistimu yokuphatha evamile;
- ukwabiwa ekulawuleni kokubili izixazululo zokutshala izimali kanye nempahla;
- ukwakha nokunamathela kwisakhiwo esithile senkampani;
- ukuphathwa okuhlukene kwemali kanye neholo;
- inhlanganisela eyamukelekayo yenzuzo yebhizinisi kanye nokwanda kwezimali zokwenza imali;
- ukwakheka okunzima kwezinqumo zokuphatha;
- amandla amakhulu obuholi.
Izindlela zokuphathwa kwezimali
Umqondo wezokuphathwa kwezimali kufanele uqondeke kubo bonke abaholi kulokhu noma lelo sigaba. Ngesikhathi esifanayo, kubalulekile hhayi kuphela ukwazi, kodwa futhi ukusebenzisa izindlela zokuphathwa kwezimali ngokusebenza:
- ukubikezela;
- ukuhlela;
- uhlelo lokusiza ngemali;
- uhlelo lokuhlala;
- ukudlulisa;
- ukuthengiselana kwemali;
- ukuqasha;
- ukuqashisa;
- imisebenzi yokuthembela;
- uhlelo lokukhuthaza.
Ukuphathwa kwezimali - izincwadi
Lawula ibhizinisi ngengqondo izosiza wonke umphathi wencwadi ngokuphathwa kwezimali. Izincwadi ezinjalo zizokhuthaza wonke osomabhizinisi wesikhathi esizayo futhi zisize ukuba ziqonde ukuthi kufanele zihlele kahle kanjani uhlelo lohlelo ukuze ekugcineni zithole ukubuyiselwa okuphezulu kumali etshaliwe. Phezulu kwezincwadi ezithandwa kakhulu:
- A. Sheremet "Inkolelo Yezokuhlaziywa Kwezomnotho" ;
- B. Fepps "Izinkomba zebhizinisi ze-Smart" ;
- D. Clayson "Umuntu ocebile kakhulu eBhabhiloni . "