Ukubikezelwa ngemali ngemali

Kukhona ubunzima bezezimali futhi akucaci ukuthi yini ongayilindela esilandelayo, bese usebenzisa inhlanhla enhlanhla nemali, okuzokwazisa uma ibha yomnyama iphelile. Kunamasu amaningi ahlukene anezici zawo kanye nemithetho. Ukuqala ukuqagela kuyadingeka kuphela uma uqiniseka ngokugcwele ekutholeni umphumela weqiniso, futhi ngokuzijabulisa akufanele uzame ukubikezela ikusasa.

Ukubikezelwa kwamakhadi ngamakhadi

Ngenxa yesakhiwo esilula kuyokwazi ukuthola ukuthi isimo sezezimali esikhathini esizayo esiseduze. Ukuze uthole ukubhula, udinga ukuthatha ipaki elijwayelekile lamakhadi angu-36 bese ulixuba kahle. Kubalulekile ukuthi ungayisebenzisi ngaphambilini emdlalweni, ngoba ukuqagela akuyiqiniso. Ukubikezela ikusasa lakho kungcono ekuthuleni kanye nokuthula okuphelele. Ingxenye yedokodo elixubekile lihambisa isandla sakho kuwe. Beka amakhadi ayisishiyagalolunye phambi kwakho, ubale i-suti bese uqhubekela phambili ekuchazeni inhlanhla nokuceba:

• iningi lazo zonke amakilabhu - konke kuyoba kuhle futhi isimo sezezimali sizothuthukisa;
• izinyathelo zikhona - lindela ukwethuka kwezezimali;
• uma izikhwama eziningi zombala obomvu, khona-ke esikhathini esizayo esiseduze isimo ngeke sishintshe.

Kubalulekile ukuthi ungasebenzisi ukusetshenziswa kwenhlanhla kaningi, isikhathi esiphezulu sinye ngenyanga. Ngaphandle kwalokho, amakhadi ayayeka ukutshela iqiniso.

Ukuthunjwa okunenhlanhla

Lokhu kuhlomula kungabizwa ngokuthi uhlobo lomkhuba, okungcono kakhulu okwenziwa ngenyanga noma inyanga egcwele. Kubalulekile ukulungiselela imali eyodwa yehlelo ngalinye. Kufanele zihlanzwe kahle, ukuze zikhanye, bese zigoqiwe zibe isikhwama esincane semisipha yemvelo, okudingeka uyenze ngezandla zakho. Beka isikhwama ngaphansi komcamelo ubusuku. Buyela ekubhuleleni kuyadingeka ngosuku olulandelayo kusihlwa. Beka ikhandlela elibomvu etafuleni nesitsha egcwele okusanhlamvu. Thatha isikhwama esandleni sakho, sishukumise bese ubuza umbuzo wesithakazelo mayelana nesigaba sokwaziswa. Beka izinhlamvu zemali esitsheni bese uhlanganise konke ngokugcwele. Vala amehlo akho bese ususa okuncane kusuka esitsheni, ufaka konke phambi kwakho. Emva kwalokhu, ungaqala ukuhumusha ukubuyisela imali ngemali:

1. Izinhlamvu zemali ezincane ziyisixwayiso ukuthi udinga ukugcina ithrekhi yokusebenzisa kwakho.
2. Uma izinhlamvu zemali zesikhundla esiphakathi zibanjwa, kusho ukuthi umsebenzi wokuqagela uzochitha imali encane yenjabulo.
3. Izinhlamvu zemali ephezulu - lokhu yisibonakaliso esihle, esibonisa ukuthi ungalindela ukuthola imali enkulu.
4. Isikweletu sesithunzi esikhulu sisho ukuthi maduzane isimo sezimali sizokhula kakhulu.