Ngenxa yokusebenza okuhle kwezikhungo ezibucayi, kubalulekile hhayi nje ukwenza uhlelo lwebhizinisi olufanele kusengaphambili, kodwa ukubala inzuzo nokuzuza. Uyini umehluko phakathi kwala magama amabili, futhi kufanele kube yikuphi ukuphathwa kwenzuzo nokuzuzisa kubonisa ukuthola.
Iyini inzuzo nenzuzo?
Ngaphansi kwenzuzo kuyamukelwa ukuqonda ukubaluleka okubonisa ukusebenza kahle kwesakhiwo futhi kuyimithombo yokuxhasa kokubili izindleko zomphakathi nezokukhiqiza. Ukuhlomula yi-isilinganiso esibalwa njenge-isilinganiso sezinto ezitholwe izindleko zokuthengisa nokukhiqiza. Umqondo wenzuzo nenzuzo kubalulekile kuyo yonke inkampani.
| Inzuzo (ifomula elula yokubala) | Inzuzo (ifomula elula yokubala) |
I-Пч = ДВ-Р Pw - inzuzo enhle Imali ye- DV , inzuzo evela kumasevisi, isebenza noma imikhiqizo P - zonke izindleko | Ra = P / A I-Ra - ubuyela kumafa I-P - inzuzo esikhathini esithile A - inani elilinganiselwe lamafa okwesikhathi esithile |
Inzuzo kanye nenzuzo yebhizinisi
Ukuphathwa kuqapha inzuzo kanye nenzuzo yebhizinisi, elihlotshaniswa nezinga lokusebenza futhi lichazwe ngokwempahla yokulingana. Idatha ingaveza isithombe esiphelele sokusebenza kwesakhiwo. Ngamanye amazwi, inzuzo yilezi zimpahla ezibonakalayo esizikwazi ukuzenza emva kokuqaphela amasevisi ethu nemikhiqizo ngesikhathi esithile.
Ukuxhomeka kwenzuzo ngenzuzo
Imiqondo enjalo emibili njengenzuzo kanye nenzuzo iyathintana futhi ikwazi ukwenza umthelela obaluleke kakhulu ekusebenzeni. Kodwa-ke, banokungqubuzana okuhlukile, okuyinto ehlanganisa iqiniso lokuthi okokuqala kuyigugu eliphelele, futhi inkomba yokuhlomula ihlobene. Okokuqala kuxhomeke ngokuqondile kwesibili. Ngezibalo ezingalungile, ngisho nesikhungo esiqinile singaphelela ekulahlekeni.
Izinhlobo zenzuzo nenzuzo
Ukuze kusebenze ukuthela, kubalulekile ukuhlela konke kusengaphambili nokugqamisa okubalulekile. Ngesikhathi esifanayo, udinga ukwazi ukuthi yiziphi izinhlobo zenzuzo nenzuzo ebhizinisi. Phakathi kwezigaba ezidumile kunazo zonke zokuqala:
- Ukusebenza - umphumela wokukhiqiza nokuthengisa, noma okuyinhloko yalo msebenzi wenkampani.
- Ngaphakathi.
- Hlanza.
- I-Capitalized.
- Kuthengwe - okuhlinzekwa ukukhokhelwa kwezabelo kubo bonke abanini-zimali nabasunguli.
- Ukukhokhwa intela - okumele kube intela.
- Akukakhokhwa intela - okufana nokuthi intela ayinikeziwe.
- Okuqokwayo futhi yangempela.
- Ilungisiwe ngenani lemali lentengo.
- Inzuzo ehleliwe, kubika, ngonyaka odlule.
Ukuzuza kuhlukaniswe ngokuthi:
- Ukuzuza kwemikhiqizo - inani libalwe njengokulinganisa kwalokho okwakungenzeka ukuthatha kusukela ekudayiseni kuya entengo egcwele.
- Ukuzuzisa ukukhiqizwa kusetshenziselwa ukuhlaziya izinhlobo ezithile zebhizinisi noma amaphrojekthi ngabatshalizimali nabanikazi
- Buyisela kwizimpahla - umgomo ukuphumelela kokusetshenziswa kwezimpahla kuzo zonke izigaba zebhizinisi.
Ukuzuzisa nokuhlukana kwenzuzo
Ngaphambi kokuqala uhlelo lwebhizinisi, udinga ukutadisha ngokugcwele imibono yezomnotho bese uthola ukuthi yini ehlukana komunye nomunye nokuthi yikuphi okufana nabo. Kubalulekile ukubona umehluko lapha. Ekuboneni kokuqala, la magama amabili angabonakala afana, kodwa anemibono eminingi. Abaningi banesithakazelo ekuhlukeni phakathi kwenzuzo nokuzuza. Ochwepheshe emkhakheni wezomnotho bahlukanisa umehluko onjalo:
- Ukuzuzisa kubonisa inani elilinganiselwe, futhi inzuzo - ngokuphelele.
- Inzuzo ibizwa ngokuthi umehluko phakathi kwezindleko nemali yokuqoqwa kwayo, kanye nenzuzo - isilinganiso senzuzo nemali engenayo.
- Imbuyiselo ibonisa isimo sezinto ezibonakalayo, izinga eliphezulu lokuzuzisa - ukuze kusetshenziswe kahle izinsiza.
- Ukuzuzwa kubalwa ngendlela eyodwa kuphela, futhi inzuzo ingabalwa ngokuthengisa, abasebenzi, izimali nezinye izinkomba zomnotho.
Izindlela zokwandisa inzuzo nenzuzo
Emisebenzini enenzuzo yenkampani, indima ebalulekile idlalwe yinzuzo kanye nokuhlelwa kwenzuzo. Kulesi simo, izindlela eziyinhloko zokwandisa inzuzo nenzuzo:
- ukunciphisa ngokubaluleka kwezingxenye zekhanda eliphambili;
- ukunciphisa izindleko zamanje;
- ukukhulisa izinga lokusebenza komsebenzi nokukhiqiza.
Ukusesha izindlela zokwandisa ukusebenza kwezo zonke izinsiza kungenye yemisebenzi ebaluleke kakhulu yesakhiwo ngasinye. Kungenzeka ukukhomba nokusebenzisa kahle izimpahla ngokuhlaziywa kwezomnotho kwezezimali. Ukutadisha imiphumela yemali kuthiwa yiyona ingxenye enkulu yokulawulwa kwezezimali nezomnotho.