Akuwona wonke umuntu owazi ukusabalalisa ngokwezimali imali yabo. Abantu abaningi, beza esitolo, bathengise ngaphezu kwengxenye yezimpahla ezidlulele. Ngakho-ke, imali iyashesha kakhulu futhi ayiphutha ngokuphelele. Ukuqoqa inani elidingekile lento ebalulekile kuyoba nzima kakhulu. Ngakho-ke, ukuze ulungise lesi simo, kuyadingeka ukuthi ufunde ukuthi ungaphila ngokwezomnotho.
Ungafunda kanjani ukuhlala kancane futhi ugcine imali?
Ekuboneni kokuqala kungase kubonakale kunzima kakhulu, ngoba, kungakhathaliseki ukuthi kungakanani imali, kubonakala sengathi ayanele ngokwanele. Kodwa kunezinto eziningi ongazenza ngaphandle ngaphandle, ikakhulukazi uma uhlela ukuthenga okubalulekile, okudingeka uqoqe isamba esilungile.
- Sipheka ekhaya . Okokuqala, yeka ukudla ezinkantini, zokudla, ukudla okusheshayo . Kungcono kakhulu ukonga ukupheka ekhaya. Lapho uya emsebenzini, ke udle ukudla kwasemini nawe. Uma usuku nosuku uthatha ukudla nawe, esikhundleni sehambo olujwayelekile ukuya e-cafe, khona-ke inyanga ungagcina kakhulu kulokhu kuphela.
- Izinhlu . Lapho uya ezitolo, yenza uhlu lwezinto ezibaluleke kakhulu ekhaya. Cishe ukuthila kangakanani ukuthi udinga ukuthatha imali kulo mkhiqizo futhi ungathathi inani elikhulu nawe.
- Imikhiqizo ewusizo . Thenga kuphela lezo mikhiqizo ezizozuza. Yekela kusuka ku-chips, abahlaziyi, amanzi amnandi kanye ne-confectionery. Kunalokho, uthenga izithelo nemifino. Ungathengi noma yimiphi imikhiqizo esiphelile. Kuzoba eshibhile futhi kusebenziseke kakhulu ukuthenga imikhiqizo edingekayo futhi uzilungiselele.
- I-Piggy Bank . Zama kungakapheli inyanga ukuthenga konke okudingekayo kakhulu, nemali ongayichitha kwimpahla evamile noma amasevisi, yibeke eceleni. Ekupheleni kwenyanga, uzobona ukuthi sekuqoqiwe kangakanani.
Indlela yokufunda ukuhlala ngokwezomnotho ukuze uthole umholo omncane?
Ukuze ufunde ukuthi ungaba kanjani kahle imali yakho kungenzeka ngemali encane.
- Nika izimpahla ezibizayo, ezingashintshwa ngokuthi zishibhile futhi ngeke zibi nakakhulu emgangathweni. Lapha, ngokwesibonelo, ungakwazi ukugcina ngokukhululekile, uma uthengela esikhundleni se-detergents ezibizayo, i-soda ne- citric acid . Akuzona izindleko futhi ziyakwazi ukuhlanza cishe noma yikuphi indawo endlini.
- Zama ukulondoloza kuma-utilities. Ungashiyi ukukhanya, lapho kungekho muntu, nokuthi leyo mboni ayisebenzi uma ingadingeki.
- Ungathengi imikhiqizo eminingi kakhulu ngesikhathi esisodwa. Qaphela ukuthi angaphazamisi.
- Buka ukuthengisa edolobheni lakho. Bangathenga izingubo ezinhle kumanani esaphulelo. Kodwa futhi, thola kuphela ukuthi yini oyongigqoka ngempela, futhi ungaphumi kude ekamelweni. Zama ukukhetha izingubo ezihlukahlukene ukuze kuhambisane nezinto eziningi nezicathulo.