Kuyini ukuqashisa futhi ukuqashiswa kwemali kuqhathaniswa nesikweletu noma ukuqashisa?

Abashayeli bamanje banenhlanhla ngempela. Noma ubani ofuna ukuthenga imoto angakhetha ukuthenga indawo, noma athathe imali yokubolekwa kwemali. Siphakamisa ukuthola ukuthi yikuphi ukuqashiswa kwezimali, yiziphi izinzuzo ezinawo nokuthi ngabe yikuqashisa ukusebenza.

Leasing - kuyini?

Ngokuvamile, labo abafisa ukuboleka imali banesithakazelo kulokho okushiwo yi-leasing. Ngalokhu sisho uhlobo oluthile lomsebenzi wokutshala izimali okuhloswe ukuzuza impahla, kanye nokudlulisela ngesisekelo sesivumelwano esikhethekile sokuqashisa izinhlangano zomthetho nabantu ngabanye ngokukhokha okuvunyelweneyo ngesikhathi esifanele kanye nemigomo edingekayo enikezwe inkontileka. Kulesi simo, umamukeli wokuqashisa angakwazi ukubuyisela impahla, uma efunwa. Kukhona ukuqashiswa kwezindlu zangempela, imoto nezinye izakhiwo ezidingekayo.

Ukuqashisa kusebenza kanjani?

Kwabanye, umqondo wokuqashisa unzima futhi awuqondi kahle. Nokho, empeleni indlela yokusebenza yalolu hlobo lomsebenzi wokutshala izimali ilula futhi ibukeka kanje:

1. Umqashi kufanele afake isicelo kumakampani aqashwe ngokuqashisa nge sicelo sakhe semishini edingekayo.
2. Inkampani enikezela le nsizakalo izothatha ukuhlola ukuthengiswa komsebenzi othize, emva kwalokho imishini izothengwa kumthengisi noma umenzi.
3. Uma omncane esevele engumnikazi wemishini, angayidlulisela isikhathi esithile ekusetshenzisweni komthengi, lapho ezokwamukela khona izinkokhelo ngezikhathi ezithile.

Kuyini ukuqashisa imoto?

Isevisi entsha kakhulu emakethe yanamuhla imoto yokuqashisa. Nsuku zonke unabamthandi abaningi. Le ndlela yokuthenga imoto ingaziwa ngokuthi ilula kakhulu futhi inenzuzo, ngoba umuntu uchitha imoto futhi unelungelo lokulihlenga esikhathini esizayo. Le sevisi ithole ukuthandwa phakathi kwezinkampani zomthetho, okuyinto elula ukwenza ukuthenga usebenzisa izinkokhelo eziningana. Kubantu lokhu kuyithuba eliyingqayizivele lokusebenzisa umshini ngemuva kokuthi iphakheji lamadokhumenti likhishwe futhi ukukhokha kokuqala kwenziwe.

Ukuqashiswa kwezimali

Lolu hlobo lomsebenzi wokutshala izimali alukwazi ukubizwa ngokuthi oluhle noma olwamukelekile ngokwanele. Kunezinzuzo nezinkinga zokuqashisa. Enye yezinzuzo ezibalulekile zokuqashiswa kwezimali - asikho isidingo sokushiya isibambiso, okuqinisekisiwe ukujabulisa wonke amakhasimende. Ukungahleleki kwayo kungabizwa ngokuthi ukukhokhelwa ngokweqile ngokuqhathaniswa namalimboleko.

Izinzuzo zokuqashisa

Amakhasimende amaningi amafemu akhethekile ayazi ukuthi yikuphi ukuqashisa futhi bayazi ukuthi kuyini inzuzo yokuqashisa:

1. Izinga lentela ephansi kanye nekhono lokuqinisekisa ngemigomo eyamukelekayo.
2. Umthengi angase akhokhele ngaphambi kokuqashisa ngaphambi kokuphela kwenkontileka ngaphandle kokukhokhelwa ngokweqile nokulahlekelwa.
3. Uma ufisa, ungabuyisela inkokhelo kancane. Kulesi simo, yonke imali isalwe isikhathi esifushane.
4. Kwezinye izimo umshuwalense ungakhetha, futhi ngezinye izikhathi lokhu kungenye yezindlela eziyinhloko.
5. Isixazululo esihle kunazo zonke ezimweni lapho udinga khona ngokushesha ukuthenga imishini entsha, noma imoto, nokunciphisa isivinini akunjalo. Ngakho ungaqhubeka nokuvuselela inzuzo futhi uthuthukise ibhizinisi ngokukhokha izingxenye ezifanayo zenani eliphelele.
6. Asikho isidingo sokushiya isibambiso.

Ukuqashiswa okuncane

Ekhuluma ngezinzuzo zalolu hlobo lomsebenzi wokutshala izimali , kubalulekile ukuhlala ezinkingeni. Ochwepheshe bathola izinkinga ezinkulu ezinjalo zokuqashisa:

1. Ukukhokha ngaphezulu. Uma uthatha ukuqhathanisa namanye amafomu okubolekisa, ukukhokhelwa ngokwezimali kubalulekile.
2. Akuyona imakethe ecebile kakhulu yezinsizakalo zokuqashisa. Kwamanye amadolobha namadolobha kunzima ukuthola inkampani ehlinzeka ngezinsizakalo ezinjalo.

Uyini umehluko phakathi kokuqashisa nokuqasha?

Imiqondo enjengokuqashiswa kwemali kanye nokuqashisa yizinhlobo zobudlelwane bezezimali phakathi kwezinhlangano zomthetho, lapho iqembu elilodwa likhokhela khona enye impahla yokusetshenziswa kwesikhashana. Ngakhohlukanisa umehluko onjalo:

1. Ngesikhathi sokuqashisa, into yokuthengiselana kufanele ihlengwe, futhi uma ukuqashwa kuphelelwa yisikhathi, kubuyiselwa kumncane.
2. Inkontileka yokuqashisa ivame ukuphelelwa yisikhathi eside kakhulu, futhi into eyodwa yindawo yomqashi oyedwa. Okufanayo akukwazi ukusho ngokuqashwa.
3. Izakhiwo zomhlaba zingaqashiswa, kodwa aziqashiwe.

Ukuqashisa kuqhathaniswa kanjani nemali mboleko?

Labo abafisa ukuba ngabanikazi banoma iyiphi impahla ngemigomo evumelekile bavame ukuba nesithakazelo kulokho umehluko wokuqashiswa kwezimali kusuka kumalimboleko. Ochwepheshe bathi ukuhluka okuyisisekelo esinjalo:

1. Isihloko sesivumelwano sokuqashiswa kwempahla yisakhiwo, futhi ngokubolekisa - imali.
2. Umnikazi wokuqashisa inkampani yokuqashisa, futhi umnikazi wesikweletu ungumklayenti.
3. I-Leasing inikeza izinzuzo zezimali, futhi ukuboleka akukwenzi.
4. Ukuqashiswa kwezimali kungakulungele kokubili izinhlangano zomthetho kanye nosomabhizinisi ngabanye, futhi ukubolekwa kuyatholakala kubantu ngabanye.

Ukuqashisa noma ukukweleta - okuzuzisa kakhulu?

Isikweletu kanye nokuqashisa kunemiphumela yabo. Kunezinzuzo eziyisisekelo ezinjalo zokuqashisa:

1. Isikhathi sokwenza izinqumo kanye nokwenziwa komthengi kufushane kakhulu kunalokho lapho kuboleka imali.
2. Inkontileka yokuqashisa imali yesikhathi eside kunesikhathi sokubolekisa.
3. Kunezinhlelo ezihlukahlukene zokukhokha izinkokhelo zokuqashisa.
4. Le nkampani ikhokha izindleko zokukhokha amasiko kanye nomshuwalense.
5. Lapho ukuqashwa kungekho sidingo sentela yendawo.
6. Umnikazi wokuqashisa unelungelo lokushintshanisa imoto, aqede inkontileka futhi abuyisele imoto.

Ungathatha kanjani ukuqashisa?

Labo abafisa ukuba abanikazi bezimoto bavame ukuthakazela ukuthi bangathatha kanjani izimoto zokuqashisa abantu ngabanye. Ukuze wenze lokhu, udinga ukukhipha isicelo sokuthola imishini edingekayo noma imoto yokuqashisa. Kulo dokhumenti, faka ikhophi engabhalisiwe yekhadi lesibhalansi senhlangano ngesikhathi sokugcina. Ngokusekelwe emibhalweni enikeziwe, inkampani izokwazi ukwenza isinqumo sokuqala. Uma kubonakala sengathi kulungile, inkampani izokwazi ukuhlinzekwa njengokubuyekezwa kokubalwa kwezinkokhelo zokuqashisa kanye nohlu lwawo wonke amadokhumenti adingekayo enkontileka:

• amakhophi e-charter yenkampani eqinisekisiwe ngumbhalisi;
• isitifiketi sokubhalisa kanye nokungena kwirejista yombuso obumbene;
• ikhophi yepasipoti yomphathi;
• ikhophi yomyalelo wokuqokwa kwe-akhawunti yomkhulu;
• imibhalo yezezimali;
• Izitatimende zeBhange ezibonisa inzuzo yenhlangano ngezikhathi eziyisihlanu zokugcina;
• ulwazi lwezinkontileka zebhizinisi kanye nezikweletu.

Kulesi simo, inkampani ngayinye ekhethekile ingaba nemaphakethe ayo. Ngenxa yalesi sizathu, kubalulekile ukucacisa ngaphambi kokuthumela. Ngemuva kokuba ehlola futhi ahlaziye amandla wezimali womqashi, uzobika ngokushesha isinqumo sakhe sokugcina. Emva kwalokho, kuyoba nengxenye enzima yokucubungula amadokhumenti adingekayo. Kuzodingeka ukuthi udwebe inkontileka ekhethekile yokuthengisa, inkontileka kanye nomshuwalense wendawo ethile. Ngokuvamile lezi zinkinga ziphathwa yizinkampani eziqashisayo zokuqashisa.