Ubani ongaphupha ukuba nemali eyifunayo emkhakheni wezingulube zomndeni? Ufuna kanjani, ukuthi imali engenayo idlula izindleko. Ngaphezu kwalokho, vumela futhi ngangokunokwenzeka ngengqondo uzame ukulahla abasebenzi abasebenza kanzima, kanti imali isaqhubeka isetshenziselwa okuthile. Noma kunzima kangakanani kubonakala sengathi kungenzeka ukugcina isabelomali somndeni, into eyinhloko ukulalela iseluleko sangempela, ukuba nesineke futhi, okubalulekile, ukuthola isifiso.
Indlela yokufunda ukuthi ungayilondoloza kanjani isabelomali somndeni?
Ngakho-ke, okokuqala, kufanelekile ukukhuluma ngalokho okubizwa ngokuthi ukuhlelwa kwesabelomali somndeni. Kubalulekile ukuze uthumele imali efanelekile ukuze ufeze imigomo yayo. Ngaphezu kwalokho, ngosizo lwakho ungaba umuntu ozimele ngokwezezimali.
Kubalulekile ukwengeza ukuthi ngenxa yokuhlela kungenzeka ukuthi kube lula ukunikeza induduzo yokuphila, ukuchitha imali kuphela ekudingekile futhi kubalulekile.
- Incomo yenombolo 1 . Ukuze ulondoloze, akudingeki uzilahle wena, nawo wonke amalungu omndeni, izinjabulo zokuphila. Yenza uhlu lwe-rash futhi ezimweni eziningi ukuthenga okungadingekile. Mhlawumbe, wonke umama wendlu uzoba nalokho okumele afake kuwo. Kungenzeka, ngokwesibonelo, ukuthenga okungaqondakali. Esikhundleni sokusebenzisa imali kuso, bangatshalaliswa ekuzinakekeleni, ukuphumula ngisho naseziphosini izihlobo. Umthetho oyinhloko osiza ukuqonda ukuthi ungagcina isabelomali somndeni uwukuthi: "Funda ukubeka phambili. Ungakhohlwa ukuthi kufanele ulondoloze imali. Yile ngxenye yezimali elandelwayo ezosiza ekudaleni induduzo empilweni. "
- Incomo yenombolo 2 . Kungenzeka ukuthi uzwile mayelana naloluhlelo, okumele lufake idatha ecacile kakhulu mayelana nokuthi yini oyisebenzisile imali futhi nini. Ngokuqinisekile, kuhle, kodwa uma uzibophezela ngezicabha ezinjengoba zingaki izingcezu ze-anyanisi ethengwe futhi udliwe ngesonto, ke-ke, ubona, lokhu kuyinto encane kakhulu. Ukuhluka okulula: kokuhluka kwe-elekthronta sakha itafula. Kuzoba nezinsika "Izindleko" kanye "Nemiphumela". Isibonelo, kungaba imikhiqizo, izingubo, ukukhokhelwa kwe-inthanethi, ukugcwaliswa kwama-akhawunti weselula nokunye okunye. Into esemqoka akumele uchithe ekugcwaliseni itafula elinjalo sonke isikhathi sakho samahhala.
- Inkomba yenombolo 3. Udinga ukuqala ukulondoloza isabelomali somndeni, uma usuhola umholo. Ngakho-ke, masinyane uhlehlise leyo nxenye yemali okufanele ihlose ukudala imali eyinhloko. Futhi usebenzise imali esele ngokuthula kwengqondo.
- Inombolo yenkomfa 4 . Izigidigidi eNtshonalanga zingakwazi kanjani ukwandisa imali ekhona? Yebo, konke kulula. Ngitshele, uyazi ukuthi ingakanani isikhathi sesikhathi sakho? Kodwa bekungeke kulimaze. Yazi intengo yemali. Ukubala: isibonelo, ngenyanga uthola i-770 USD. Uhlelo lwakho lomsebenzi olujwayelekile ngamahora angu-176. Ingqikithi, ihora lokuphila libiza ama-4.4 USD. Ukuchitha imali engama-20% engenayo, ulahlekelwa isonto lonke. Akukona ukuthuka? Okungukuthi, kunalokho, kungenzeka ukuthi uhambe eholidini isonto lonke.
- Inombolo yenkomfa 5 . Awudingi ukulondoloza isabelomali somndeni ekudleni, ngoba uma usula izindleko ezinkulu, uzozizwa ushintsho. Kulesi simo, kufanelekile ukuhlaziya izihloko ezinkulu kakhulu. Lokhu akukona ukuthi kaningi kangakanani ngesonto owachitha imali ukukhokha ibhasi, futhi, ngokwesibonelo, ngukuphi u-round sum owahamba ngawo ngoLwesihlanu odlule kuleli qembu.
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