Yini edingekayo kumntwana wesithathu?

Ukuncipha okuphawulekayo kwezinga lokuzalwa eRussia Federation, uma kuqhathaniswa nezikhathi zamuva, akusabonakali nakakhulu. Lokhu kubonisa ukuthi izinga lokuphila labantu liye laphakama, futhi indima ebalulekile idlalwe ukukhokhwa kwemali yokubeletha, okusekela umndeni ukuthumelela, ngenkathi umama ephoqelelwe ukuphoqeleka.

Ake sithole ukuthi kusho ukuthini ukuzalwa kwengane yesithathu kusuka eRussia nase-Ukraine namhlanje, futhi yiziphi izilinganiso zokushintsha kulo mkhakha womphakathi eminyakeni embalwa elandelayo.

Izinguquko esimweni somndeni nezinzuzo kubaningi eRussia

Uma nje umndeni unezingane ezingu-3, ​​abazali kufanele bazi ukuthi kufanele bathole isimo sokuba nezingane eziningi, futhi ngenxa yalokhu kuzodingeka ubhalise umntwana, ngoba kungenjalo ngeke bathole izinkokhelo zemali noma amalungelo ahlukene e-state. Futhi uhlu lwezinzuzo luyamangalisa kakhulu:

1. Imindeni lapho izingane ezintathu noma ngaphezulu zikhula zinelungelo lemfundo yabo yamahhala kuzo zonke izinhlobo zemibuthano, izingxenye, umculo, izikole zobuciko nezemidlalo.
2. Ngobusuku ka-Septhemba 1, noma kanye ngonyaka, imindeni ithola isinxephezelo ngemali yokuthenga ifomu yesikole, izincwadi kanye nehhovisi elincane elidingekayo kumfundi ngamunye
3. Kusukela enombeni walokho okumele kwenziwe emndenini ekuzalweni kwengane yesithathu - ukubhaliswa okubaluleke kakhulu ezikoleni zasenkulisa, kanye namanyuvesi. Ngaphezu kwalokho, ukuhambela nokuqeqeshwa kuzo kungaba mahhala noma ngenkokhelo eyingxenye - konke kuxhomeke kwisinqumo seziphathimandla esifundeni.
4. Ukuhamba emadolobheni noma emotweni yezokuthutha (travel), izaphulelo ezikhethiwe emakamu, amathikithi emibukiso namaholide, ukungabi nokukhokha kokusetshenziswa ubisi, ukudla ensimini nasesikoleni, imithi - yilokho umndeni unelungelo eliphelele lokukhokha, uma ngabe libhaliswe laleli qembu lezinzuzo.
5. Ukutholakala kwemali yokubolekwa ngokwemigomo yokukhetha (ngaphandle kokukhokha kanye nesilinganiso esenzansi).
6. Ukusetshenziselwa isinxephezelo semali (usizo lwesifunda) sokuthenga isakhiwo somhlaba ekwakhiweni kwezindlu.
7. Ukwenyuka kwekhefu kubaba noma kumama (uma ngabe lesi sikhishwe sinikezwa ubaba) ngezinsuku ezinhlanu zekhalenda kusukela evamile.
8. Intela eyenziwa ngenani elincishisiwe lentela, futhi izinkokhelo zezinsizakalo zinciphisa, kuye ngenani lamalungu omndeni kanye nenzuzo yabo yonke.

Zonke lezi zinzuzo zisebenza kuze kube sekufikeni kweminyaka yobudala futhi ungazijwayeza ngokuningiliziwe enqumweni yomongameli "Ngokusekelwa komphakathi kumndeni omkhulu".

Inhloko yomndeni (umzali)

Kuzo zonke izinto ezisekelwe ekuzalweni kwengane yesithathu, indawo ekhethekile ibhekene nokukhokhwa kwemali, emva kwakho konke, noma ngabe yini ongayisho, ngaphandle kokuzinza kwezezimali, akunakwenzeka ukukhulisa ingane namuhla, kungabi yinto embalwa. Kodwa, kufanele wazi ukuthi uma u-mat. inhloko yamukelwa ingane yesibili, kanti okwesithathu ayisekho. Ungathola le mali kanye kuphela. Kodwa uma ngesizathu esithile abazange baceliwe ngemuva kokuzalwa kwesibili, khona-ke bangatholakala uma owesithathu ezalwa.

Ngo-2016, inani lokusekelwa kukahulumeni yi-ruble ayizinkulungwane ezingu-453 ezinama-zero. Eminyakeni emibili elandelayo, ukukhokhelwa ngeke kukhanseliwe, kodwa, ngokuphambene nalokho, kuyokwanda kube ngu-480 000 ngo-2017 futhi kufike ku-505 000 ngo-2018. Ngaphezu kwalokho, ezindaweni lapho kuhlalwa khona amazinga aphansi okuzalwa, imindeni emikhulu inethuba elengeziwe lokuthola imali eyinhloko yesifunda, inani elixhomeke ngokuqondile kwisinqumo samagunya wendawo.

Ngaphezu kwalokho, unina wengane yesithathu ukhokhwa njalo ngenyanga, kepha inani lalo alikho ngaphezu kwama-40% omholo noma linikezwe umphakathi. ngokuhambisana nemali engenayo yomndeni.

Izinkokhelo zesiFundazwe ezinganeni ezintathu ezizalwa

Ngaphezu kwe "imali yomama" yengane yesithathu, usizo olulodwa lesikhathi esisodwa lubekwe ezindaweni ezihlukahlukene. Okukhulu kunazo zonke eMoscow - ama-ruble ayizinkulungwane eziyikhulu. Kuncike ekutheni abazali bangekho eminyakeni engama-30, futhi okufanayo esifundeni sase-Orenburg. Okuncane kancane e-Altai Territory - ama-ruble ayizinkulungwane ezingu-50. kanye nesakhiwo somhlaba. Izakhamuzi zaseSt. Petersburg zingabalwa ngama-33 000, kanti kwezinye izindawo, izinkokhelo zingaphansi, ngaphandle kweDagestan, lapho ingane yesithathu emndenini ikhokhelwe ama-ruble ayizinkulungwane ezingu-80.

Ukuzalwa kwengane yesithathu e-Ukraine

U-Ukraine wanciphisa kakhulu usizo lwezezimali ngokuzalwa kwengane yesithathu. Manje le mali ifana nayo yonke imindeni, futhi akukho umehluko ukuthi yiluphi uhlobo lomntwana okhokhelwayo. Ingqikithi incike ekukhokhelweni kuka-41280 UAH okunikeza ngokushesha u-UAH 10320, bese kuthi lokho okusele kukhokhwa ngemali encane njalo ngenyanga, iminyaka emithathu.

Izinzuzo ezithembela kwengane yesithathu e-Ukraine - ukuhamba kwamahhala ezokuthutha zomphakathi (esifundeni ngasinye ngezindlela ezahlukene), inzuzo ekungenisweni kwamayunivesithi, imithi engasese yamahhala esibhedlela esibhedlela sezingane, amakamu ehlobo ekhetho.