Lapho uya kwelinye izwe, udinga ukucabangela ngokucophelela mayelana "nenkinga yemali". Iyiphi imali esebenza kuleli lizwe, yiliphi izinga lokushintshanisa, okungcono - ukheshe noma ukheshi okungenamali, kungakanani imali okumele ithathe nawe? Namuhla sizoxoxa mayelana nendlela yokulungiselela uhambo oluya eThailand.
Iyiphi imali eThailand?
Imali esemthethweni yaseThailand yi-baht. I-baht eyodwa ilinganisa ama-satan angu-100. Kukhona izinhlamvu zemali (ama-satang angu-25 no-50, i-1, 2, 5 ne-10 baht) ekusakazeni, kanye namaphepha esikhwama angu-20, ama-50, ama-baht angu-100 njalonjalo. Njengomphumela wokuhlaziya, ama-satang ahlehlisiwe kakhulu, ngakho-ke awunakwenzeka ukubona lezi zemali zisetshenziswa. Nokho, kwezinye izimo akulimazi ukwazi ukuthi imali ibizwa kanjani eThailand.
Okuphawulekayo, ungakwazi ukukhokhela noma yiziphi izimpahla namasevisi kuleli zwe kuphela ngemali yendawo. Ngakho-ke, ukushintshaniswa kwemisebenzi akugwemeki. Kodwa imithetho yamasiko ayikwazi kodwa injabulo: ukungenisa kwezimali eThailand, kokubili kwendawo nakwamanye amazwe, akukhawulelwanga. Kodwa imali enkulu (abangaphezu kuka-50,000 baht) incike ekumemezelweni lapho ithumela ezweni.
Ukuthengiswa kwemali eThailand
Kungakanani nokuthi yikuphi imali okuzoyithatha nawe eThailand, kungcono kuwe. Kuyoba lula kakhulu ukushintsha yonke imali ohlela ukuyichitha ama-dollar noma i-euro, ngenkathi usesekhaya. Ayikho umehluko ophawulekayo phakathi kwamazinga walezi zimali ezimbili ezweni, ngakho-ke uhlobo luni lwemali ozolithatha, akunandaba. AmaRubles aseMbusweni waseThailand angabuye atshintshwe, kodwa izinga aliyona inzuzo kakhulu.
Ngaphezu kwalokho, kufanele kuqashelwe ukuthi ukuthatha amadola (euro) kungcono kunezikweletu ezinkulu. Kungani kunjalo? Into ehlukile kumanani okushintshanisa phakathi kwe-bill enkulu neyincane (cishe i-baht engu-100 ngokushintshaniswa kwe $ 100). Ngaphezu kokufaneleka kwendatshana, kufanelekile ukunakekelwa konyaka wenkinga yayo. Ezingxenyeni eziningi namabhange aseThailand, amadola ngaphambi kuka-1993 ukukhululwa angeke amukelwe, ngenxa yokwesaba amafake.
Mayelana nokuthi ungashintsha yini imali eThailand, akudingeki ukhathazeke okuningi. Kunamaphuzu amaningi okushintshanisa namagatsha asebhange lapha. Ngesikhathi sokuqala uzozibona esikhumulweni sezindiza, kodwa ungasheshi ukushintsha yonke imali yesamba lapho ngesikhathi esisodwa. Amanani ezishintshaneni zesikhumulo sezindiza okungenani ayingcosana, kodwa aphezulu kakhulu. Lokhu kusebenza kumahhotela amaningi okuvakasha. Kungcono ukuthola imali encane yebhaht ngezindleko ezincane. Shiya kanye nezindleko ezimbalwa zama dollar, okungase kudingeke ukhokhele ezinye izinsizakalo zangasese zeziqondiso zokuvakasha.
Iningi lamahhovisi okushintshanisa asezindaweni zokuvakasha: zitholakala lapha kuzo zonke izinyathelo. Ukuhamba eduze kwedolobha, nje ubuke izibonakaliso ngezifundo. Futhi, imali ingashintshaniswa kunoma yisiphi isitolo, lapho kukhona igatsha lebhange.
Kuphi ukugcina imali eThailand?
Okukhethwa kukho okufanele uhambise ukugcina ingxenye yezimali zakho ekhadini lebhange noma usebenzise inkokhelo ye-cashless. Embusweni waseThailand wonke amakhadi okukhokha kanye nama-credit card emhlabeni jikelele avunyelwe ukukhokha, kunethuba lokusebenzisa ama-ATM. Ukuphazamiseka okuthile yizinto ezintsha zamabhange aseThailand, athola intela ye-baht engu-150 (cishe u-5 cu) kokuthengisana ngalunye nomkhawulo wokuhoxisa (cishe u-R300). Ngakho-ke, isilinganiso samali kanye ne "ikhadi" imali - indaba yodwa.
Okunye okumele uqaphele yikhono lokukhokha amasheke okuhamba. Kwezinye izindawo zokungcebeleka zaseBangkok nasePattaya, ukusetshenziswa kwalesi sixhobo sokukhokha kunenzuzo kakhulu kunokwakhokhelwa imali. Amasheke akhishwa ngamabhange akhipha, futhi ungathenga / uwashintshanise kuphela ezinhlanganweni zebhange.
Izindleko ezilinganisiwe
Ngakho udinga imali engakanani ukuhamba nawe ohambweni? Kuxhomeke ekuhlosweni kwakho mayelana nokuzijabulisa kwesikhathi esizayo nokuthenga. Kukholelwa ukuthi ukuchitha eThailand kufanele kuhlelwe ngesilinganiso samaRandi angu-50-100 ngosuku ngosuku lomuntu ngamunye. Ngokwemvelo, ephakeme le bar, lapho ungakwazi ukukhokhela ngaphezulu.
Le mali isetshenzisiwe, okokuqala, ekuthengweni kwemikhumbuzo nokuvakashela i-cafe (ukuthi ungayinambitha kanjani ukudla kwasekhaya waseThai?). Ukusakazwa kwamanani okudla kukhulu kakhulu, ngaphezu kwalokho, kufanele ucabange uhlobo lwakho lokudla ehhotela. Into ehlukile yokusetshenziswa yizinto zokuhamba (kusuka ku-500 kuya ku-7000 baht). Zingafakwa noma zingafakiwe kuthekithi lakho. Ngokuqondene nokuzijabulisa, isibonelo, amanani we-massage e-Thai ahluka kusuka ku-200 kuya ku-500 baht (kuye ngokuthi izinga lekhabini). Futhi uma ufuna, ungavakashela ama-spa nemibukiso ehlukahlukene yokuzijabulisa.
Kungakhathaliseki ukuthi uthatha imali engakanani nawe eThailand, nakanjani uzoyisebenzisa. Ngakho-ke, hlaziya futhi uthathe okungaphezulu. Kungcono kunokuphumula nokuzikhawulela ekusetshenzisweni kwakho.